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Who we server.Team peers professional trustees, trust companies, law firms, RIAs, insurance carriers, and structured settlements with a private Reasoning Engine — then connects, through a single governed Bridge, to the trustees and custodians those practices already rely on.
Six fiduciary practices work on the platform. The platform does not replace the trustee of record or the custodian of assets. It is the reasoning layer between them.
You carry the appointment and the judgment with a lean team. r.Team reads the governing instrument with you, surfaces distribution candidates with cited rationales, and writes every decision to a record you can hand an examiner.
Scale without letting convention drift account by account. The Reasoning Engine applies the firm's own definitions — fee schedules, principal-and-income conventions, exception policy.
Trusts and estates work is defensibility work. r.Team gives counsel and the fiduciary desk a single interpretive layer: the distribution standard as written, the successor chain, the power of appointment.
Advisors need the trust's constraints in the same layer as the portfolio — distribution standards, administrative state, fee basis — without a rip-and-replace of custody or the portfolio system. See Investment advisors and the full For Advisors page.
Private-placement life insurance only works if the tax position is earned by tests, not by the wrapper’s name. r.Team holds those constraints in the same layer as the accounts.
A structured settlement is a payment obligation first, an annuity second. r.Team holds those constraints with the file: settlement agreement, qualified assignment, funding annuity, payee, and payment calendar.
Where judgment lives. Cited rationales for discretionary work.
Where arithmetic lives. Fee blocks, principal and income, tax lots, exceptions.
Guardrails and audit readiness. Edge cases surface early.
Portfolio judgment brought into the same layer as the trust's governing rules.
The trustee of record remains the fiduciary. Trust Intelligence encodes the appointment, the successor chain, and the conditions that trigger succession. No silent substitution of the platform for the appointment.
The Bridge speaks the language of custodial feeds, positions, cash, and corporate actions. It reads without rewriting the core. Nothing writes back until the human decision is recorded.
Constraints, distribution standard, fee basis, and the last officer decision sit in the same layer as holdings. Custody and the portfolio system stay yours. Agents propose a cited note; you still make the recommendation.
See whether a proposed sale or buy collides with retention, concentration, or directed-investment language before the ticket is discussed.
Know HEMS or an ascertainable standard, plus administrative state, before the client call — not after a request is already in motion.
Reconcile the schedule, the instrument’s fee basis, and what the advisor is charging or recommending — including wrap or offset — before it hits a statement.
A free resource from r.Team to help families and professionals find qualified help. Public listings only: not endorsements, and not a substitute for checking the license or registration yourself.
State bar specialist rolls, NAEPC designees, and other public listings.
Search attorneys →OCC national trust banks and state-chartered or state-licensed fiduciaries.
Search trustees →SEC IAPD firms, with links through to AdviserInfo.
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