Sample Trust Account (Synthetic)

Sample Irrevocable Trust

Released abstract for demonstration. Abstracts cite. They do not conclude.

Retention / concentration: Trustee shall retain the Founder’s shares of Founder Co. except as required for taxes or as directed in a written instrument.
Distribution standard: HEMS — health, education, maintenance, and support of the primary beneficiary, as the trustee determines in its discretion.
Fee basis: Greater of the corporate trustee schedule then in effect or 0.65% of market value per annum. Wrap-fee offset is not described.
Investment authority: Prudent investor. Not a directed trusteeship on investments.
Last officer decision: Annual review completed. No HEMS distribution approved in the current period.

Holdings

Book · 10 positions · synthetic weights

Holding	Sleeve	Weight
Founder Co. Class B	Concentrated equity	38%
U.S. large-cap index	Equity	14%
U.S. Treasuries (intermediate)	Fixed income	12%
Developed international index	Equity	8%
Municipal bond fund	Fixed income	7%
Investment-grade corporates	Fixed income	6%
Short-term Treasuries	Cash equivalent	5%
REIT index	Real assets	4%
Cash	Cash	4%
Affiliate private note	Other · illiquid	2%

Three recommended actions.

Approve, Reject, or Ask why. Choices stay in this browser. They are not submitted, stored, or sent.

01 · Pre-trade

Sell a slice of Founder Co. to rebalance

Proposed note: reduce Founder Co. Class B from 38% toward a 25% sleeve cap used in the model IPS. The abstract names those shares in a retention clause.

Why this note exists

The agent may propose a collision: the holding is named in the retention language, and a model-driven sale is not, by itself, “required for taxes” or a written direction. That is a note, not a ticket.

02 · Distribution capacity

Planned gift funded from the trust

Proposed note: a $40,000 gift the beneficiary wants this quarter. Standard is HEMS. Last officer decision: no distribution approved in the current period.

03 · Fee basis

Move the account onto an advisory wrap

Proposed note: replace schedule-plus-instrument fee basis with a wrap that offsets trustee and advisory charges. The abstract describes a greater-of schedule or 0.65% — not a wrap offset.

Take the same stem to rAgent.team. Canned question: This trust retains the founder’s stock. May I rebalance?